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Over 30 Years of Industry Expertise

Built on talent. Driven by partnership. Defined by results.

Evolve is a healthcare cost management company that provides customized health plan solutions with integrated cost containment, and Third Party Administration (TPA) services to employers nationwide.

We partner with a national network of elite brokers and advisors to help employers gain control over rising healthcare costs—without sacrificing the quality of their employee benefits.

 

We were founded by industry experts specializing in different but complementary skill sets consisting of underwriting, medical bill review, claims administration, specialty Rx, and high-impact cost and risk management strategies. We deliver top-tier talent, tools, and strategic insights that give our broker and advisor partners a decisive advantage to win for their clients.

Unfortunately, healthcare has become a game that's very hard to win. To play, we subject ourselves to an endless procession of broker quoting, spreadsheets and cost comparisons followed by justifications for increased premiums and benefits that have been eroded.

Ever wonder what these pointless exercises are accomplishing?

If you want a partner that can deliver better outcomes, next generation cost management strategies, lower costs, and happier employees come to Evolve.

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It is time to spark a revolution in healthcare. ​​

Our
Mission

A message from Evolve’s founder Richard Formani, a health insurance and risk management advisor with more than 30 years of industry and cost containment experience:

"Evolve was built to solve one of the biggest challenges employers face today: rising healthcare costs. We design tailored health plan solutions with integrated risk management strategies that deliver measurable savings while preserving benefit quality.

Our approach is comprehensive and results-driven. From underwriting and claims administration to medical bill review, specialty pharmacy solutions, and advanced risk mitigation strategies, we bring together the expertise, technology, and insight needed to make healthcare work better. Employers and associations partner with Evolve because they want smarter benefits, stronger financial outcomes, and a healthcare strategy that finally puts them back in control."

“Partnering with Evolve Benefits has been a game-changer for our organization. Their team delivers truly exceptional service and operates like an extension of our own. Through their cost containment and optimization programs, we’ve saved hundreds of thousands of dollars—without sacrificing quality. In fact, we now offer better plan options and a host of meaningful benefit enhancements that have improved both employee satisfaction and outcomes. Evolve doesn’t just manage benefits; they continuously improve them.”  

-- Mid-market Manufacturing Company
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